$380,000 Wired to a Scammer. Your Client's Retirement. Gone.
Client impersonation is the fastest-growing threat to financial advisors. One fraudulent email requesting a "distribution" can wipe out a client's life savings—and end your career.
$1.9 billion lost to investment fraud annually. Your clients trust you to protect them.
Private AI for SEC/FINRA Compliance
Most security tools route email content through external cloud AI. For financial advisors with fiduciary duties, that creates data residency and audit trail concerns.
ForwardToSafety runs private AI infrastructure. No client financial data is sent to third-party AI providers. Same thorough multi-tier analysis—with complete data sovereignty for client communications.
No endpoint agents required—compliant with SEC security policies. Advisors simply forward suspicious emails from their existing email client.
They Don't Target Your Client. They Target You.
You have the authority to move money. Criminals exploit that access.
Client Impersonation
"$380,000 liquidation to my new bank account." The email looks like your client's. Same signature block. Same request style. But your client didn't send it—and their retirement vanishes.
Fake Wire Instructions
"I'm traveling—please wire $125,000 to this account immediately." The urgency sounds real. The voice on the phone even sounds familiar. But it's AI-generated.
Email Account Takeover
Criminals hack your client's email and send requests from their actual account. Every authentication check passes—because it IS their email. Just not them.
License & Career at Risk
Process a fraudulent request? You face FINRA investigation, lawsuits, license revocation. The client lost their money. You could lose everything else.
It Happens Fast
2:15 PM
You receive an email from your client's address: "I need to liquidate $380,000 from my IRA. My daughter is buying a house and needs the funds by Monday. Please wire to this account."
3:45 PM
You process the distribution. The signature matches, the email is from their account, the request sounds plausible. You send confirmation.
11:00 AM
Your client calls about something else. She mentions nothing about a distribution. Because she never requested one. Her email was compromised. $380,000 of her retirement—gone.
What ForwardToSafety Would Have Caught:
- Email originated from unusual IP address (account compromised)
- Language patterns different from client's normal communication
- Urgency + new bank account = high-risk pattern flagged
- Verdict: SUSPICIOUS - Verify before acting
Your Regulatory Obligations Are Clear
SEC, FINRA, and fiduciary duties create personal liability when client assets are compromised.
| Rule | Requirement | How Phishing Threatens Compliance |
|---|---|---|
| SEC Regulation S-P | Safeguard customer information with written policies | Phishing bypasses technical controls; email verification demonstrates due diligence |
| FINRA Rule 3110 | Supervise associated persons and prevent violations | Staff falling for phishing = supervision failure; documented verification = compliance |
| Reg BI (Best Interest) | Act in client's best interest at all times | Approving fraudulent transfers violates fiduciary duty |
| SEC Cybersecurity Rule | Adopt written policies for cybersecurity risk management | Email is primary attack vector; verification is a required control |
"A 'client' emailed requesting a $245,000 distribution to a new account. I forwarded it to ForwardToSafety—the email came from their account, but the analysis flagged unusual login patterns. I called the real client. Account takeover. That's someone's entire retirement I almost sent to criminals."
— Robert M., CFP
How ForwardToSafety Protects Your Practice
Verify unusual requests in seconds—without alerting your client to unnecessary concern.
Client Impersonation Detection
Analyze requests for signs of account takeover, spoofed addresses, and AI-generated content.
Risk Pattern Analysis
New bank account + urgency + large amount = instant red flag. We recognize the patterns criminals use.
Compliance Documentation
Detailed analysis reports document your verification steps. Protect yourself with proof of due diligence.
Why Financial Advisors Trust ForwardToSafety
Your Clients Trusted You With Their Life Savings
Verify every unusual request. Protect their retirement—and your career.
Start Verifying Client Requests